This year's conference, 2020 Vision , will look forward to next year, generating ideas to envisage what the mortgage industry will be doing in 2020 and what lenders and suppliers are doing to create a clear vision of the future.

Esther Dijkstra, Director of Strategic Partnerships, Lloyds Banking Group

 The UK housing and mortgage markets

Is there a growing disconnect between the UK housing and mortgage markets and what impact will regulation have on these sectors?

Kate Davies, Executive Director, Intermediary Mortgage Lenders Association (IMLA)
Fintech and digital – master or servant?

Kate will share some insights from research commissioned by IMLA into the current digital/fintech arena, and discuss how the FCA is engaging with the industry to try to encourage improvements which will benefit firms and consumers.

Lynda Blackwell, Non-Executive Director, Molo Finance
It’s all about the customer

Lynda will discuss how it’s the customer service that’s important when setting up a digital mortgage lender. Yes, technology is driving digital change but it’s also driving the customer experience.

 Paul Broadhead, Head of Mortgage Policy, Building Societies Association
Can mortgage prisoners really be helped?

Paul will explore what the FCA rule changes mean for mortgage prisoners, what can be done to free more of them and what impact this situation might have on the future of the mortgage market.

Danny Belton, Head of Lender Relationships, Legal & General Mortgage Club
How can lenders and brokers work better together?

Danny will look at developments in the industry which are helping to improve the relationship between lenders and brokers.

Richard Hayes, CEO, Mojo Mortgages
Building a mortgage fintech

Richard will explain how he built his digital mortgage broker platform, how important partnerships are to stay ahead of the curve and why that adds up to a better customer journey.

Ray Boulger, senior mortgage technical manager, John Charcol
 The end of Help to Buy – its pros and cons plus what happens next?

The government’s Help to Buy scheme will become more restrictive in 2021 and completely disappear in 2023. What will the impact be in 2021 as well as in 2023? Is an alternative needed to at least sustain new build sales, let alone hit the government target? If so what are the options?

Jameel Lalani, Commercial Director, Mortgages, Moneysupermarket Group and James Sadler, Co-Founder and Director of Strategy, Podium
Remortgage comparison to completion website
Aggregators are adding another dimension to the mortgage distribution mix. MoneySuperMarket has launched a remortgage comparison to completion website where a borrower can choose their remortgage and apply directly to the lender or be referred to a broker for more advice. 

Mark Lusted, Founder, Dock9
How can incumbents adapt and hit back at the startups?

The mortgage process is ripe for disruption. How can incumbents embrace new technology, and new ways of working, to hit back at the startups?